London Life
Products

Today’s Rates

We offer competitive rates on London Life mortgage products, and on Solutions Banking™ All-in-One1 products we distribute. From time to time we offer special promotions on selected products.

Solutions Banking All-in-One

All London Life mortgage and Solutions Banking All-in-One rates shown below are subject to change at any time without prior notice.2,3

Fixed rate mortgages

Description Rate (%) *
6 Month Open 6.500
6 Month Closed 4.200
12 Month Open 6.300
12 Month Closed 3.140
24 Month Closed 3.090
36 Month Closed 3.390
48 Month Closed 3.890
60 Month Closed 4.740
84 Month Closed 6.500
120 Month Closed 6.750

* The annual percentage rate is the same as shown. Rates are subject to change.

Variable rate mortgages

Changes to London Life’s mortgage prime rate may result in daily adjustments to the interest rate.

Introductory Interest Rate Period (months) Interest Rate (%) APR (%) *
60 Month Closed n/a 2.700 2.713

* The annual percentage rate for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25-year amortization. The annual percentage rate was calculated based on London Life’s mortgage prime rate, which is subject to change.

Adjustable rate adjustable payment mortgages, and lock and roll mortgages

Interest rate is subject to change at the end of each rollover period. The adjustable rate adjustable payment mortgage is based on London Life’s one-month fixed rate and the lock and roll mortgage is based on London Life’s six-month fixed rate.

Introductory Interest Rate Period (months) Interest Rate (%) APR (%) *
60-month closed -
Adjustable rate
adjustable payment
(1-month rollover period)
n/a 2.700 2.693
60 Month Closed - Lock and Roll
(6 month rollover period)
n/a 3.700 3.684

* The annual percentage rate for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25-year amortization. The annual percentage rate was calculated based on London Life’s one-month fixed rate or London Life’s six-month fixed rate, which are subject to change.

London Life base rates

Description Rate (%)
Mortgage Prime Rate 2.700
1 Month Fixed Rate 2.700
6 Month Fixed Rate 4.200

Solutions Banking All-in-One revolving line of credit

Description Rate (%)*
Revolving line of credit 3.20 (Prime + 0.50%)

* The annual percentage rate is the same as shown. Rates are subject to change.


Solutions Banking All-in-One fixed rate term loans

Description Rate (%)*
12-month closed 3.14
24-month closed 3.04
36-month closed 3.39
48-month closed 3.89
60-month closed 4.74
120-month closed 6.10

* The annual percentage rate is the same as shown. Rates are subject to change.


Solutions Banking All-in-One variable rate term loans

Interest rate is subject to change daily with changes to National Bank of Canada’s prime rate.

Description Rate (%)*
60-month closed – Variable payment 2.70 (Prime)
60-month closed – Fixed payment 2.70 (Prime)

* The annual percentage rate is the same as shown. Rates are subject to change.


Solutions Banking All-in-One prime rate

Description Rate (%)
National Bank of Canada prime rate 2.70

1The All-in-One is not available in the Yukon, Nunavut or Northwest territories.

2London Life mortgage rates are applicable as of July 17, 2015, and are subject to change or withdrawal at any time without prior notice. Financing subject to credit approval by London Life. Limited time offers and rates are subject to change at any time.

3Solutions Banking All-in-One rates are applicable as of July 17, 2015, and are subject to change or withdrawal at any time without prior notice. Financing subject to credit approval by National Bank of Canada. Limited time offers and rates are subject to change at any time. Rate can be guaranteed up to 90 days following receipt of the request.

TMSolutions Banking products and services are distributed by Freedom 55 Financial, a division of London Life Insurance Company and is a registered trademark of Power Financial Corporation. National Bank of Canada is a licensed user of these trademarks.

Solutions Banking products and services are provided by National Bank of Canada.

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Rate Specials

Get extra-low rates on London Life fixed and variable rate mortgage products, and on Solutions BankingTM All-in-One products we distribute.

Today’s Rates

We offer competitive rates on London Life mortgage products, and on Solutions BankingTM All-in-One products we distribute.

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