Plan to Meet Your Needs

Do you own a business?

We offer a variety of products to help business owners build and protect their businesses.

• Providing a group benefits plan can help you attract and retain skilled employees.
• You can use life insurance to fund business succession or continuation plans, including buy-sell agreements, or to insure the lives of key employees.
• For your personal portfolio, consider segregated fund policies. They can offer some guarantees and the potential for creditor protection.¹
• Disability insurance products can help business owners protect both their independence and profitability. Several types of insurance for business owners are available to reimburse certain business expenses, help facilitate a buy-sell agreement or help hire a replacement for a disabled employee.
• Critical illness insurance provides you with a lump-sum payment in the event of a critical illness that could be used to help pay outstanding loans or mortgages, replace a key employee, hire additional staff and fund buy-outs.
• Offering a selection of group retirement and savings plans to your employees allows you to ensure the financial comfort and stability of your workforce.

¹ As a policy sold by a life insurance company, the investment may be protected in the event of bankruptcy or other action by creditors. Creditor protection depends on court decisions which can be subject to change and can vary for each province. It can never be guaranteed.