Guaranteed Interest Options and Payout Annuities
Guaranteed interest options
Our guaranteed interest option (GIO) provides a guaranteed rate of return on the original amount invested provided there are no redemptions.
A GIO with a named beneficiary gives you the additional benefits of an insurance policy such as bypassing probate, legal and other estate fees on death.
As part of your financial security plan, payout annuities can provide guaranteed payments to meet your fixed-income needs. A payout annuity is a financial product that pays you a regular income for a fixed period or the rest of your life. We offer a wide range of payout annuity types including:
- Single life annuity – provides a level or indexed amount of income for as long as you live.
- Joint and survivor life annuity – provides a level or indexed amount of income for as long as you or your co-annuitant are living; when one co-annuitant dies, the survivor continues receiving the same income or a reduced income by a given percentage, as chosen at the time of purchase.
- Term certain annuity – guarantees payments for a fixed period of time as chosen at the time of purchase.
Interested in finding out more about the products and financial security planning services we offer? Contact us.
Contact us if you already have one of the products or services we offer and you need help.
Rates and Fund Performance
Find out more about our segregated funds, mutual funds, guaranteed interest option rates and fund performance.