London Life
Products

Benefits of Segregated Fund Policies

Put the benefits of segregated fund policies to work for you.

Death benefit and maturity guarantees

Segregated fund policies protect part or all of your capital investment. We offer two types of capital guarantees—death and maturity guarantees.

Estate bypass

When you designate a beneficiary other than your estate, the value of your segregated fund policy flows directly to him or her, generally bypassing the estate and potential probate fees.

Potential creditor protection

Laws may protect a segregated fund policy in the event of bankruptcy or other action by creditors. It’s important to note that potential creditor protection depends on court decisions, which can be subject to change and can vary for each province. This protection cannot be guaranteed.

Preferred series

Designed for investors with $500,000 or more in assets invested with London Life, preferred series offers investments designed to help protect your wealth and preferred pricing that reflects the value of your assets:

  • Protection of your wealth and estate.
  • More ways to qualify, considering more assets.
  • Preferred pricing and flexible fee options.

Learn more about preferred series. [PDF]

Lifetime income benefit option

Take control of your retirement and income by guaranteeing your income for life. With the lifetime income benefit option, your income won’t decrease regardless of how the segregated funds perform unless excess withdrawals are taken. You get protection against the risk of outliving your money, market volatility and inflation.

You can choose to receive guaranteed income for life on select segregated fund policies—speak to your financial security advisor to learn more.

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Client Service

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Rates and Fund Performance

Find out more about our segregated funds, mutual funds, guaranteed interest option rates and fund performance.