A young woman uses her computer to research investments. A young woman uses her computer to research investments.

Mutual funds or segregated funds?

Both have their advantages but one may fit your situation better.

Segregated funds

A segregated fund is a pool of money that’s managed by a team of investment specialists. By spreading your money across a range of investments, you can help reduce your exposure to market downturns.

Mutual funds

Mutual funds give investors the ability to pool their savings in a large portfolio of investments overseen by professional money managers.

RRSP

The registered retirement savings plan (RRSP) is a tax-deferred savings account that can help Canadians prepare for retirement.

Connect with an advisor

Working with a financial security advisor can provide you with the tools and expertise you need to plan for the future.

Learn more